Pay Your Way.
No Excuses.
Split your package into easy installments with your choice of provider. No account needed. Instant approval. Zero interest on Pay-in-4.
How It Works
Three steps. Takes less than 2 minutes.
Choose Your Package
Pick Starter, Growth, or Premium on the checkout page. Select your provider — Klarna, Affirm, or Afterpay.
Get Approved Instantly
The lender runs a quick soft check — no impact to your credit score. Approval decision in seconds, right on the checkout screen.
We Get Paid. You Get Built.
The lender pays Velonyx in full immediately. Your project kicks off within 24 hours. You pay the lender back in easy installments.
Choose Your Provider
All three appear inside Stripe checkout. Pick whichever works best for you.
- ✓ Split into 4 equal payments, due every 2 weeks
- ✓ 0% interest on Pay-in-4
- ✓ Also offers 6–24 month financing
- ✓ No existing Klarna account required
- ✓ Soft credit check — no score impact
- ✓ Pay in 4 (0% interest) or monthly plans
- ✓ 3, 6, 12, 18, or 24 month terms available
- ✓ 0% APR available for qualified buyers
- ✓ No existing Affirm account required
- ✓ No hidden fees or late fee surprises
- ✓ Exactly 4 payments, every 2 weeks
- ✓ 0% interest — guaranteed, always
- ✓ No credit check required
- ✓ No existing Afterpay account required
- ✓ Most straightforward option available
See Your Exact Payments
Select your package to see what each installment looks like.
Frequently Asked Questions
Everything you need to know before you pay.
No. You can create one during checkout in about 30 seconds, or in many cases you can proceed as a guest. None of the three require a pre-existing account to get approved.
No. All three providers use a soft credit check for the Pay-in-4 option, which has zero impact on your credit score. A hard pull only occurs if you choose a longer-term monthly financing plan through Affirm or Klarna.
The lender (Klarna, Affirm, or Afterpay) pays Velonyx the full project amount immediately. Your relationship is then with the lender — you pay them back in installments. Velonyx starts your project right away regardless of your payment schedule.
They appear automatically on the Stripe checkout screen after you click "Pay Now" on our checkout page. You'll see them listed alongside card payment options. Just select the one you want and follow the prompts.
If one provider doesn't approve you, you can try another — each has slightly different approval criteria. You can also pay in full via card, Apple Pay, Google Pay, or Zelle. Reach out to us at (877) 317-8643 and we'll find a solution.
Ready to Get Started?
Pick Your Plan & Pay Your Way.
Head to the checkout page, choose your package, and select Klarna, Affirm, or Afterpay at the payment screen. Your project launches within 24 hours of payment.
🔒 Go to Checkout →